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March's Market Outlook

Politics, mainly in Europe, is the recurring argument for the revaluation of high-risk assets. As a counterbalance, macro and monetary policy variables should support the market further by showing less vulnerability to potential correction events.

26 March, 2013

Community Rugby Training Sessions

This year, Santander is working collectively with its sponsored JRFC players on a community project to host a series of training sessions with the children at Mont à l’Abbé School, a local school for pupils with a wide range of special needs.

13 March, 2013

Santander Group Annual Report 2012

Against a backdrop of a particularly difficult economic and regulatory environment, Banco Santander posted a net attributable profit of EUR 2,205 million, 58.8% less than in 2011.

26 February, 2013

Banking Accounts

Our flagship Gold Bank Account allows you to access your funds as you move around the world, all from the single and secure location of Jersey.

Our Gold Bank Account is available in sterling, euro or US dollar currencies – whichever arrangement best suits your everyday needs. The Gold Bank Account is an instant access account offering tiered rates of interest, which is also supported by a Gold Visa deferred-debit card

Visa deferred-debit card

Your Visa deferred-debit card is linked to your Gold Bank Account and transactions are recorded individually against your account as they occur, allowing you to keep track of your spending throughout the month.

With a Visa deferred-debit card you can earn interest on money you have already spent for up to 30 days; as your Visa card transactions, except cash withdrawals, are only debited on the last day of the month for interest purposes. Cash withdrawals will be debited immediately.

For the latest rates offered on our Gold Bank Account, please click here

Gold Card

Direct access to your money

Visa is accepted at millions of retail outlets worldwide and 1.6 million ATMs in more than 200 countries and territories, so you can access your Gold Bank Account funds directly, anywhere, and at any time.

There are no charges for cash withdrawals in the same currency as your account. The maximum cash limit per withdrawal is £500, $1,000 or €750. When you withdraw cash or make a purchase in a different currency to that of your card, we will charge a foreign exchange commission, which will not exceed 3%.

Card usage levy

Some retailers or service providers may levy a surcharge if you use your Visa deferred-debit card to make payments for their goods or services. This is because, within the Visa transaction system, deferred-debit cards are treated as credit cards. Therefore, if a retailer or service provider advises you that there is a charge for their service, then a surcharge may be levied, this surcharge will apply to your transaction and will be debited from your account as part of your transaction.

Please also note that if retailers or service providers inform you that they do not accept credit cards then this means that they will not accept your deferred-debit card.

Verified by Visa

We now offer Verified by Visa which protects your Visa card when purchasing online.

Verified by Visa is a free service designed to make it safer and more convenient for you to shop online at participating retailers using your Visa card. When ‘activating’ your card you will be asked to create your own secret password then every time you pay with your Visa card at a participating online retailer, you will be prompted to enter your secret password during checkout – just like entering a PIN at the ATM. In seconds, you gain important added protection when shopping online.

For more details on Verified by Visa, click here

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