Banking Accounts

Our flagship Gold Account is a flexible bank account that not only offers competitive rates of interest and easy access to your money but also supports a unique range of Visa deferred-debit cards.

You can hold a Gold Account in sterling, euro or US dollar currencies, or a combination of two, or all three – whichever arrangement best suits your everyday needs.

Visa deferred-debit card

Your Visa card transactions, except cash withdrawals, are only debited on the last day of the month for interest purposes, so you can continue to earn interest on money you've already spent for up to thirty days.

When you open a Gold account the Gold card comes as standard, although you can choose to upgrade to a Platinum or Visa Infinite card and gain a wide range of additional benefits.

Verified by Visa

We now offer Verified by Visa which protects your Visa card when purchasing online.

Verified by Visa is a free service designed to make it safer and more convenient for you to shop online at participating retailers using your Visa card. When ‘activating’ your card you will be asked to create your own secret password then every time you pay with your Visa card at a participating online retailer, you will be prompted to enter your secret password during checkout – just like entering a PIN at the ATM. In seconds, you gain important added protection when shopping online.

For more details on Verified by Visa, click here